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Send money by email for free with SolidTrustPay. SolidTrustPay provides a safe and secure method for consumers and businesses with email to send and receive internet payments quickly and at a low cost. Buy online, sell online, escrow services, request money, and transfer funds You can settle debts, borrow cash, divide bills or split expenses with friends all without going to an ATM or looking for your checkbook.

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SolidTrust Pay Credit / Debit Card Merchant & E-Wallet Online Payments BENEFITS & OPTIONS for Credit Card & E-Wallet Merchant Accounts Ease of Use 1) Integration with solidtrustpay.com is incredibly simple. Add a snippet of code to your website in the customer purchase area and you're done! Clients are redirected to our secure checkout page their transaction is completed in seconds. If you have an SSL secured website, you may choose our non-redirect option, giving your customers a seamless purchasing experience! Full compatibility with the popular Oscommerce Shopping Cart. 2) FAST Setup once your application is accepted, you can be receiving online payments in under 24 hours. 3) Fraud Detection - transactions are scrubbed through multiple fraud screening services include IP detection, previous refund/chargeback abuse records, address/phone/geographic checks and our own phone verification and manual trace measures. 4) Increased Customer Profile Information - receive full info on your customer first/last name, email address, phone number; any info you require them to enter during the checkout process. Full Access to Your Profits Cheaper in the Long Run! Although our discount rate may be slightly higher than some competitors, you actually SAVE by:  NO cancellation fee  NO minimum monthly volume requirement  NO maximum monthly limits  NO contract fee  NO expensive setup fee  NO rolling reserve or funds held (some restrictions apply) Multiple Withdrawal Options Got profits Get them fast via our many options!  International STPay VISA Debit Card  ACH/EFT Direct Bank Transfer  Bank Wire  Business Cheque Multiple Payment Options Something for Everyone! Do not qualify, or do not want the risk of, direct credit card payments Encourage customers to create SolidTrust Pay accounts and offer them our unsurpassed features and other payment services. In addition to direct VISA/MasterCard payments clients with STPay accounts can choose:  ACH/EFT Direct Bank Transfers; North America, Europe, Brazil, Australia, Asia & China  Bank Wires  Business Cheques and Money orders  existing STPay funds  International STPay VISA Debit Card  Merchants are charged only 2% - 3.5% plus $0.25 for transfers from STPay members Subscription and Mass Pay Features Need to pay multiple clients Use our easy Mass Pay option Need to charge multiple clients Use our automatic Subscription option Referral Program Introduce your customers to STPay via your unique Referral ID URL and earn extra cash! Full Fees List Merchant Application Fee (100% refundable if application unsuccessful) $39.00 Corporate Application Fee (SSL secured merchants) $50.00 Merchant Discount Rate for accepting VISA/MasterCard payments 5 to 7.5% + $1.55 per transaction Monthly Account Maintenance Fee (NO fee if sales under $200) $15.00 to $45.00 Chargeback Fee $50.00 Retrieval Fee $35.00 Client Purchase Refund Fee $5.00 Shopping Mall Advertisement Listing FREE Programming Assistance FREE Contact us today and ask how you can become a Verified SolidTrust Pay Merchant! merchantsupport@solidtrustpay.com Toll Free ph: 1 877 801 1777 International: 1 705 731 0908

Personal (free account setup) v great for online shopping and payments v send $$ instantly between family and friends from your very own secure online ewallet v free to send $$ and only 1.5% plus $.25 to receive v fund your account via multiple options in over 160 countries v refer others and earn CASH in our free affiliate program v personal, bank or credit info is never shared during transactions v have fun with our free Scratch ?n Win game, Cash Back Certificate ? program and government approved NLOP site Business (free account setup) v apply for a merchant account to accept credit/debit card purchases from non STPay members * v sell online products and services quickly and easily v quickly withdraw company profits via multiple options & currencies v competitive 2% plus $.25 receiving fee (transfers from STPay members) v fast and professional merchant support v FREE programming consulting and assistance (limits apply) v refer customers and earn CASH in our free affiliate program v FREE listing in the SolidTrust Pay Shopping Mall Corporate ($50 application fee refundable if not accepted) v FRAUD, LOSS and CHARGEBACK protection!! * v apply for a merchant account to accept credit/debit card purchases from non STPay members * v apply for our exclusive transparent API with optional instant clearance! Customers are not redirected to our hosted page, but stay on your website, creating a more seamless and customized feel to the payment experience v Virtual Terminal for manual card online payment processing v sell online products and services quickly and easily v quickly withdraw company profits via multiple options & currencies v competitive 3.5% plus $.25 receiving fee (transfers from STPay members) v low $15 monthly gateway fee/no cancellation fee or reserves held v fast and professional merchant support v FREE unlimited programming consulting and assistance v refer customers and earn CASH in our free affiliate program v FREE listing in the SolidTrust Pay Shopping Mall Personal or Business Accounts are chosen during the signup process. Corporate Accounts may be applied for via the Merchant Zone in your Members Area contact - merchantsupport@solidtrustpay.com